Deciding When to Retire: When Timing Becomes Critical

Posted on Feb 2, 2017 in Featured, Investing, Peoples Progress e-Newsletter |

Deciding when to retire may not be one decision but a series of decisions and calculations. For example, you’ll need to estimate not only your anticipated expenses, but also what sources of retirement income you’ll have and how long you’ll need your retirement savings to last. You’ll need to take into account your life expectancy and health as well as when you want to start receiving Social Security or pension benefits,...

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Myths and Facts About Social Security

Posted on May 1, 2014 in Investing, Peoples Progress e-Newsletter |

Myth: Social Security will provide most of the income you need in retirement. Fact: It’s likely that Social Security will provide a smaller portion of retirement income than you expect. There’s no doubt about it—Social Security is an important source of retirement income for most Americans. According to the Social Security Administration, more than nine out of ten individuals age 65 and older receive Social Security benefits. But it...

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