Protect the Identity of the Dead

Posted on Feb 2, 2017 in Featured, Online Security, Peoples Progress e-Newsletter | Comments Off on Protect the Identity of the Dead

Protect the Identity of the Dead

Family members are not generally at risk from the theft of a dead loved one’s identity. But nobody wants to have to deal with the hassle that can happen when a bad guy uses the identity of a deceased to file a fake tax return or open a credit account. Here’s what you need to know about the issue, and how to protect your family from the threat. AARP reports that each year millions of identities from deceased persons are hijacked. And because it takes some months to detect the crime, handling the phone calls and paperwork to resolve...

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Deciding When to Retire: When Timing Becomes Critical

Posted on Feb 2, 2017 in Featured, Investing, Peoples Progress e-Newsletter | Comments Off on Deciding When to Retire: When Timing Becomes Critical

Deciding When to Retire: When Timing Becomes Critical

Deciding when to retire may not be one decision but a series of decisions and calculations. For example, you’ll need to estimate not only your anticipated expenses, but also what sources of retirement income you’ll have and how long you’ll need your retirement savings to last. You’ll need to take into account your life expectancy and health as well as when you want to start receiving Social Security or pension benefits, and when you’ll start to tap your retirement savings. Each of these factors may affect the...

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Tips for Saving Money (even if you don’t have a lot)

Posted on Nov 10, 2016 in Featured, Money Tips, Peoples Progress e-Newsletter | Comments Off on Tips for Saving Money (even if you don’t have a lot)

Tips for Saving Money (even if you don’t have a lot)

These days, with interest rates at historic lows, the good news is that loans are more affordable than when rates were higher. The bad news is that saving money to create wealth takes more thought and effort. Because of the Rule of 72, simply putting some money in a savings account used to be an effective strategy. Back when deposit interest rates were 4%, interest alone would double your initial deposit in just 18 years. Now, with rates near 1%, that same math would work out to 72 years! So what’s the solution for saving money now, when...

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Five Questions about Long-Term Care

Posted on Nov 10, 2016 in Featured, Financial Planning, Investing, Peoples Progress e-Newsletter | Comments Off on Five Questions about Long-Term Care

Five Questions about Long-Term Care

1. What is long-term care? Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care: Skilled care: Generally round-the-clock care that’s given by professional health care providers such as nurses, therapists, or aides under a doctor’s supervision. Intermediate care: Also provided by professional health care providers but on a less frequent basis than skilled care. Custodial care: Personal care that’s often given by...

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