Identity Theft is growing but by following some general rules from the Federal Trade Commission you can avoid becoming a target.
- Protect your Social Security number. Avoid carrying your social security card in your purse or wallet and only provide your social security number when it is absolutely necessary.
- Be careful with your mail. Shred any mail that has personal information. This includes credit card applications and bank statements. If it is possible, try receiving as much as you can online. Most institutions offer statements online rather than sending them through the mail.
- Verify a source before sharing information. This applies to internet, phone, e-mail, and mail. Remember Peoples Bank will never ask for your password.
- Be creative with your passwords. Don’t use common things such as birth dates, your mother’s maiden name, or your phone number. Try combining letters and numbers. For example, instead of PeoplesBank use P3opl3sBank (replacing a 3 for each e).
- Monitor your account statements. Review the statements at least each month to detect potential fraud.
- Consider investing in Identity Theft Insurance. Peoples Bank offers $5,000 of Identity Theft Insurance with our club program.
For more tips visit the FTC’s website: http://www.ftc.gov/bcp/edu/microsites/idtheft