“Spending Wisely” isn’t just a slogan. You gotta do it. Here’s how.

Posted on Nov 14, 2014 in Building Blocks, Managing Your Money, Peoples Bank News, Spending Tips |

“Economy does not lie in sparing money, but in spending it wisely.” Wise people will tell you that Thomas Henry Huxley had that much right, anyway. Spending wisely is a critical part of financial success. But how does one actually go about “spending wisely”? Money is a useful instrument, a tool. Like any tool, the better you use it, the more effective it is. To spend money wisely, spend it according to a plan. Think about what you need and what...

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Be In Charge of Your Credit Cards

Posted on Jun 12, 2014 in Managing Your Money, Peoples Bank News |

Ever noticed how some people seem to manage their credit cards better than others? Perhaps that’s because managing credit cards starts before you even open the credit account. Any purchase that is made with a credit card is a loan. It must be repaid. And as with any loan, the payment terms are very important considerations. As important as it is to use credit cards wisely, it is very important to choose a credit card that meets your needs...

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Saving Starts Early: What Your Child Can Learn About Money

Posted on Jan 1, 2014 in Managing Your Money, Peoples Bank News |

Whether it’s a new video game, a plush puppy, or an ice cream cone, children’s wants usually don’t take money into account. But while being young means not having to worry about mortgages and grocery costs, this doesn’t mean they don’t need to know some financial basics. By teaching them some simple and easy to understand lessons about money, you can help your children to have a strong foundation in understanding...

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Try these money saving vacation tips (or how your underwear can save you money)

Posted on Aug 17, 2013 in Managing Your Money, Peoples Bank News, Spending Tips |

Vacations are too important to your well-being to be accompanied by stress about money. The simple steps below will help you relax while on vacation, and still have fun! (The last tip is the best one for having fun and saving money at the same time.) For most of us, vacations are a necessary time for rest and relaxation. Financial worries need not get in the way. Here’s how: Start planning early, and with a budget in mind. Experts say that...

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Save Money on Your Summer National Park Trip

Posted on Jul 5, 2013 in Peoples Bank News, Spending Tips |

Summer time is here and that means vacation season is also on your doorstep. Unfortunately, vacations can also be synonymous with expensive trips and overpriced food and lodging. But vacations don’t have to be a financial headache. If you choose to visit a National Park, family vacations can be less expensive and still fun, especially if you follow these six suggestions to make your National Park vacation more affordable. Carpool – By...

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