Borrowing only works if you can afford it. Here’s how to borrow smart.

Borrowing money makes sense only when you can afford it. Getting a large sum of money is often necessary to purchase a car, fund a college education, purchase a home or expand a business. But your credit history, cash management … Continue reading

“Spending Wisely” isn’t just a slogan. You gotta do it. Here’s how.

“Economy does not lie in sparing money, but in spending it wisely.” Wise people will tell you that Thomas Henry Huxley had that much right, anyway. Spending wisely is a critical part of financial success. But how does one actually … Continue reading