Just about everybody has made the mistake of overestimating the money they think they have coming in. And then you learn the secret: there are costs that reduce your “take home pay”. Knowing what they are and when they kick-in can save you lots of headache.

To make the most of what you earn, you need to really understand your pay and benefits. It’s not enough to simply know what you get paid; you need to know about the fine print and details of your paycheck. Want to find out how to do a better job of managing your earnings? Learn what actions you can take and get tips and resources from MyMoney.gov’s “Earn” page.

Making the most of your money takes work, and it also takes good thinking. To help people know how to think about their financial health, experts have identified 5 key principles: Earn, Save & Invest, Protect, Spend, and Borrow. Each of these 5 principles are discussed in depth on MyMoney.gov.

The federal government has a vested interest in your financial health. The recent economic trouble caused many federal agencies to join forces to bulk up defenses against consumer financial instability. The result was the Congressionally-charted Federal Financial Literacy and Education Commission and its MyMoney.gov website.

Peoples Voice will be posting brief highlights from this site to help its customers and future customers learn how to make their families economically secure.