Free public Wi-Fi can cost you dearly

Posted on Dec 12, 2016 in Featured, Online Security | Comments Off on Free public Wi-Fi can cost you dearly

Free public Wi-Fi can cost you dearly

What do public libraries, gyms, hospitals and coffee shops have in common? Wireless internet access that invites theft of your sensitive information. These days even the air comes at some health cost in many areas of the globe. Free wireless internet (Wi-Fi) often comes at a cost, too: it is possible to intercept or steal sensitive information such as account credentials to your online banking account. In fact, some could argue that such information is handed over rather than stolen; to gain access, the user often agrees to terms and...

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Beware, ‘tis the season

Posted on Dec 2, 2016 in Featured, In the News, Money Tips, Peoples Bank News | Comments Off on Beware, ‘tis the season

Beware, ‘tis the season

The 2016 Holiday season is near. That time when marketers assault your financial discipline with the emotional equivalent of an Armored Military Division. Prepare now to protect both yourself and those you love with these helpful holiday spending tips for surviving the threat to your financial well-being. Knowing the risk is the first step The holidays are set apart from the norm with the music, decorations, smells and “holiday savings”. Ruth Hayden, a financial educator writes, “It is a seduction. Consumers are seduced into...

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Come See Us December 2nd During Customer Appreciation Day

Posted on Dec 1, 2016 in Featured, Peoples Bank News | Comments Off on Come See Us December 2nd During Customer Appreciation Day

Come See Us December 2nd During Customer Appreciation Day

Visit us anytime. Any office. Drop-in, we’ll be here all day. Once a year we have Customer Appreciation Day to show our gratitude to all of our amazing customers. Each of our offices will have refreshments and we would like to invite you to drop-in during the day.

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Protect Your Business IT Assets

Posted on Nov 14, 2016 in Business Financial Insights, Featured, Online Security, Peoples Bank News | Comments Off on Protect Your Business IT Assets

Protect Your Business IT Assets

By Having Good Updating and Decommissioning Procedures Protecting customers’ sensitive information is one of the most important things your business can do. If customers can’t trust you to protect its interests, they will look elsewhere to spend their dollars. Technology advances at such a rate that it is hard to keep up with IT security best-practice. But keep up we must. Peoples Voice has published several blog posts with tips about information security for business owners and operators over the years. This post addresses two problem...

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Tips for Saving Money (even if you don’t have a lot)

Posted on Nov 10, 2016 in Featured, Money Tips, Peoples Progress e-Newsletter, Personal Financial Insights | Comments Off on Tips for Saving Money (even if you don’t have a lot)

Tips for Saving Money (even if you don’t have a lot)

These days, with interest rates at historic lows, the good news is that loans are more affordable than when rates were higher. The bad news is that saving money to create wealth takes more thought and effort. Because of the Rule of 72, simply putting some money in a savings account used to be an effective strategy. Back when deposit interest rates were 4%, interest alone would double your initial deposit in just 18 years. Now, with rates near 1%, that same math would work out to 72 years! So what’s the solution for saving money now, when...

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Five Questions about Long-Term Care

Posted on Nov 10, 2016 in Featured, Financial Planning, Investing, Peoples Progress e-Newsletter | Comments Off on Five Questions about Long-Term Care

Five Questions about Long-Term Care

1. What is long-term care? Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care: Skilled care: Generally round-the-clock care that’s given by professional health care providers such as nurses, therapists, or aides under a doctor’s supervision. Intermediate care: Also provided by professional health care providers but on a less frequent basis than skilled care. Custodial care: Personal care that’s often given by...

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Don’t forget to Fall Back

Posted on Nov 2, 2016 in Featured, Peoples Bank News | Comments Off on Don’t forget to Fall Back

Don’t forget to Fall Back

It’s that time again—Daylight Saving Time ends on Sunday, November 6th at 2:00 am. Don’t forget to set your clocks back one hour. A safety reminder: Many fire departments encourage people to change the batteries in their smoke detectors when they change their clocks because it provides a convenient reminder.

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How to Teach Your Kids to Be Money Smart

Posted on Sep 30, 2016 in Featured, In the News, Peoples Bank News, Personal Financial Insights | Comments Off on How to Teach Your Kids to Be Money Smart

How to Teach Your Kids to Be Money Smart

Everyone knows that children and teenagers learn best from their parents (or caregiver). Few things are more relevant to success than money “smarts”. Therefore, your teaching of financial literacy is crucial. But where would you start? Back in November 2015, when we wrote Tips for Teaching Young People About Money, there were few good aids for teaching financial literacy to young people. But, in the short time between then and now, the Consumer Financial Protection Bureau (CFPB) has created a truly wonderful set of tools to help teach sound...

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Mortgage Loans: Learn about the New Disclosures

Posted on Sep 8, 2016 in Featured, Home Loan Insights, Mortgage, Peoples Bank News | Comments Off on Mortgage Loans: Learn about the New Disclosures

Mortgage Loans: Learn about the New Disclosures

US Government Reduces Number of Mortgage Disclosures, Makes them Easier to Understand, and Delivers them Earlier The US Federal government has replaced four confusing Mortgage disclosure forms that most borrowers had to read with two easy-to-understand forms, and required that customers have them days, even weeks before making a decision about a loan! This news is not too good to be true. The Consumer Financial Protection Bureau (CFPB) established a “Know Before You Owe” program to help consumers get the information they...

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Financial Protection for Seniors

Posted on Aug 15, 2016 in Elder Abuse, Featured, In the News, Online Security, Peoples Bank News, Peoples Progress e-Newsletter | Comments Off on Financial Protection for Seniors

Financial Protection for Seniors

Seniors are increasingly victimized by fraud. Sometimes by strangers, but other times care-givers, friends and even family members abuse vulnerable older ones financially. Recent statistics on elder abuse from TrueLink research indicate that such crimes are increasing: A person who receives just one telemarketing call per day is said to likely experience three times as much financial loss as someone who receives no or only occasional telemarketing calls. Small losses appear to suggest greater vulnerability: a senior who lost as little as $20...

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