Check Your Credit Report Safely to Avoid Hassles

Posted on Jan 19, 2017 in Featured, Peoples Bank News | Comments Off on Check Your Credit Report Safely to Avoid Hassles

Check Your Credit Report Safely to Avoid Hassles

You really should review your credit report every twelve months. Why? And how do you fix reporting errors? Read on to get the answers. I can get my credit report for free. So what? Landlords, car dealers, merchants, banks, credit unions—all of them review what’s known as your credit report to see if you are good at paying your debts. Over the many years that credit reporting services (called credit bureaus) have been around, they got pretty good at knowing just about all there is to know about your credit history. But sometimes they make...

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If you thought privacy laws shield villains from elder financial abuse, think again

Posted on Jan 3, 2017 in Elder Abuse, Featured, Peoples Bank News | Comments Off on If you thought privacy laws shield villains from elder financial abuse, think again

If you thought privacy laws shield villains from elder financial abuse, think again

The privacy laws in this country would seem to favor criminals as well as the good. Perhaps you have heard that comment, or said it yourself. Fraudsters can steal money because they have Power of Attorney and no-one is allowed to disclose the details about the transactions to authorities, right? Wrong. Peoples Bank is only too happy to report you if we even suspect you are financially abusing a senior or disabled adult. Interagency Guidance on Privacy Laws and Reporting Financial Abuse of Older Adults issued clarification about privacy and...

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Free public Wi-Fi can cost you dearly

Posted on Dec 12, 2016 in Featured, Online Security | Comments Off on Free public Wi-Fi can cost you dearly

Free public Wi-Fi can cost you dearly

What do public libraries, gyms, hospitals and coffee shops have in common? Wireless internet access that invites theft of your sensitive information. These days even the air comes at some health cost in many areas of the globe. Free wireless internet (Wi-Fi) often comes at a cost, too: it is possible to intercept or steal sensitive information such as account credentials to your online banking account. In fact, some could argue that such information is handed over rather than stolen; to gain access, the user often agrees to terms and...

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Beware, ‘tis the season

Posted on Dec 2, 2016 in Featured, In the News, Money Tips, Peoples Bank News | Comments Off on Beware, ‘tis the season

Beware, ‘tis the season

The 2016 Holiday season is near. That time when marketers assault your financial discipline with the emotional equivalent of an Armored Military Division. Prepare now to protect both yourself and those you love with these helpful holiday spending tips for surviving the threat to your financial well-being. Knowing the risk is the first step The holidays are set apart from the norm with the music, decorations, smells and “holiday savings”. Ruth Hayden, a financial educator writes, “It is a seduction. Consumers are seduced into...

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Come See Us December 2nd During Customer Appreciation Day

Posted on Dec 1, 2016 in Featured, Peoples Bank News | Comments Off on Come See Us December 2nd During Customer Appreciation Day

Come See Us December 2nd During Customer Appreciation Day

Visit us anytime. Any office. Drop-in, we’ll be here all day. Once a year we have Customer Appreciation Day to show our gratitude to all of our amazing customers. Each of our offices will have refreshments and we would like to invite you to drop-in during the day.

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Protect Your Business IT Assets

Posted on Nov 14, 2016 in Business Financial Insights, Featured, Online Security, Peoples Bank News | Comments Off on Protect Your Business IT Assets

Protect Your Business IT Assets

By Having Good Updating and Decommissioning Procedures Protecting customers’ sensitive information is one of the most important things your business can do. If customers can’t trust you to protect its interests, they will look elsewhere to spend their dollars. Technology advances at such a rate that it is hard to keep up with IT security best-practice. But keep up we must. Peoples Voice has published several blog posts with tips about information security for business owners and operators over the years. This post addresses two problem...

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Tips for Saving Money (even if you don’t have a lot)

Posted on Nov 10, 2016 in Featured, Money Tips, Peoples Progress e-Newsletter, Personal Financial Insights | Comments Off on Tips for Saving Money (even if you don’t have a lot)

Tips for Saving Money (even if you don’t have a lot)

These days, with interest rates at historic lows, the good news is that loans are more affordable than when rates were higher. The bad news is that saving money to create wealth takes more thought and effort. Because of the Rule of 72, simply putting some money in a savings account used to be an effective strategy. Back when deposit interest rates were 4%, interest alone would double your initial deposit in just 18 years. Now, with rates near 1%, that same math would work out to 72 years! So what’s the solution for saving money now, when...

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Five Questions about Long-Term Care

Posted on Nov 10, 2016 in Featured, Financial Planning, Investing, Peoples Progress e-Newsletter | Comments Off on Five Questions about Long-Term Care

Five Questions about Long-Term Care

1. What is long-term care? Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care: Skilled care: Generally round-the-clock care that’s given by professional health care providers such as nurses, therapists, or aides under a doctor’s supervision. Intermediate care: Also provided by professional health care providers but on a less frequent basis than skilled care. Custodial care: Personal care that’s often given by...

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Don’t forget to Fall Back

Posted on Nov 2, 2016 in Featured, Peoples Bank News | Comments Off on Don’t forget to Fall Back

Don’t forget to Fall Back

It’s that time again—Daylight Saving Time ends on Sunday, November 6th at 2:00 am. Don’t forget to set your clocks back one hour. A safety reminder: Many fire departments encourage people to change the batteries in their smoke detectors when they change their clocks because it provides a convenient reminder.

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How to Teach Your Kids to Be Money Smart

Posted on Sep 30, 2016 in Featured, In the News, Peoples Bank News, Personal Financial Insights | Comments Off on How to Teach Your Kids to Be Money Smart

How to Teach Your Kids to Be Money Smart

Everyone knows that children and teenagers learn best from their parents (or caregiver). Few things are more relevant to success than money “smarts”. Therefore, your teaching of financial literacy is crucial. But where would you start? Back in November 2015, when we wrote Tips for Teaching Young People About Money, there were few good aids for teaching financial literacy to young people. But, in the short time between then and now, the Consumer Financial Protection Bureau (CFPB) has created a truly wonderful set of tools to help teach sound...

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